Credit Officer at Kloverharris Limited

Kloverharris Limited is a Human Resource/IT Consulting company that provides high quality services to businesses across Africa. We pride ourselves in how well we assist organizations overcome challenges that bother on optimal performance by proffering a wide array of solutions using deep IT expertise, industry- wide expertise and highly proficient tools.

We are recruiting to fill the vacant position below:

Job Title: Credit Officer

Location: Lagos

Job Description

  • We are looking to recruit Credit Officers to facilitate lending, credit worthiness, and risks to clients.
  • The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.


  • Creations & monitoring of quality risk assets (Term Loans, Overdraft, Distributions finance, Schools support assets finance, mortgage Loans, Trade finance, LPO contract finance. Assets finance.
  • Ensured credits is packaged within the policies and procedures of the bank.
  • Monitoring the loan portfolios and followed up on repayments.
  • Rendering sound financial advice to clients
  • Conduct qualitative credit appraisals of client’s business. E.g. cash flow, profitability P&L and balance sheets.
  • Review loan application to ascertained credit worthiness of the clients.
  • Packaging of customers credit request.
  • Sourcing of new RQR via direct marketing
  • Monitoring of disbursed and loan in arrears
  • Pro- active recovery of loans in overdue
  • Assuring long term relationship through high customers satisfaction, reaching a high ration of revolving customers
  • Establishing of new relationships and sustaining them
  • Booking / executing of transactions
  • Securing deals
  • Follow up and prospect for customers
  • Performing of any other marketing functions as may be assigned.


  • Interested candidate should possess minimum 6 years extensive Credit experience.
  • Minimum of a B.Sc. Accounting, Social Sciences
  • Strong analytical and interpersonal skills
  • Must be target-oriented and commission driven.

Application Closing Date
7th March, 2019.

How to Apply
Interested and qualified candidates should send their CV to:

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